Simple, transparent pricing

Start free. Upgrade when you need more. No hidden fees, no long-term contracts. Launch special: all features free through September 30, 2026.

🎉 Launch Special — 100% Free through September 30, 2026

All Pro features are free during our launch period. No credit card required. Pricing below takes effect October 1, 2026.

MonthlyAnnualSave 20%

Free

$0/month

Perfect for getting started

  • 100 transactions per month
  • 5 clients
  • CSV import from any bank
  • Basic invoicing (manual)
  • Dashboard overview
  • Export transactions as CSV
  • 20 AI questions per month (Finance Chat)
  • —AI invoice generation
  • —AI receipt scanning
  • —Auto payment reminders
  • —Multi-currency reporting
  • —Time tracking
  • —PPT reports
Start Free
Most Popular

Pro

$12/month

For active independents

  • Unlimited transactions
  • Unlimited clients
  • Everything in Free, plus:
  • AI invoice generation (one sentence → invoice)
  • AI receipt scanning (50+ languages)
  • Automated payment reminders (escalating: Day 1 → 7 → 21)
  • Multi-currency support (30 currencies, daily rates)
  • Time tracking with one-click invoicing
  • Unlimited CSV & PDF bank statement import
  • AI Finance Chat (ask your data questions)
  • PowerPoint report export
  • Expense auto-categorization
  • Client auto-creation from transactions
Get Pro

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Frequently asked pricing questions

What happens after the launch special ends? On October 1, 2026, the Free plan continues at $0 (100 transactions, 5 clients). Pro becomes $12/month. Users who signed up during launch are eligible for grandfathered pricing — notified 30 days in advance.

Can I switch plans? Yes — upgrade or downgrade anytime. Downgrading takes effect at the start of your next billing cycle.

Is there a free trial for Pro? You don't need one — all Pro features are free through September 30, 2026. After that, you can try Pro free for 14 days before your first charge.

What payment methods do you accept? Credit card, debit card, and PayPal via Paddle. We never store your payment details — all processing is handled securely by Paddle.

🛡️ Your price is locked.Existing customers never pay more — we’d rather earn your trust than inherit Wave’s backlog. Read our Pricing Promise.